CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........MLS # 84260 -  Woodland Hills area - Near VA Hospital - Quiet Neighborhood - 3BR, 2BA, 2 car carport - Attic storage - inside laundry - storage room off carport - nice fenced backyard - storage shed in backyard - American Homeshield Home Warranty.

 Why Own?

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Because of excellent care & very little wear & tear this home looks as good or better than when first purchased. They added privacy fence & beautiful flowering trees/shrubs: even a fig tree & grape vine for jelly. It is adorable & ready for new owner.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Quiet neighborhood - Pride of Ownership - Great Backyard. 2 car carport, new roof, new concrete - walking/sidewalk, new gasline fuel line, also new floor in bathroom, new paint inside/outside, granite countertop in kitchen, 2 fireplaces, large rooms, plantation blinds in kitchen & bathroom, built in shelves.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........ Beautiful Home with open floor plan, garage, covered patio.  MUST SEE!

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Because of excellent care & very little wear & tear this home looks as good or better than when first purchased. They added privacy fence & beautiful flowering trees/shrubs: even a fig tree & grape vine for jelly. It is adorable & ready for new owner.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........ Beautiful 3 bedroom 2 bathroom brick rancher w/formals & original hardwood floors on 1/4 +/- acre lot. Marble gas logs fireplace with remote. New wiring for plugs. Roof: 4 yrs, Gas water heater: 5 years. Refrigerator: New. Detached 2 room, 459 sqft brick cottage. Attached 1 car, Detached 2 car carport. Beautiful yard, gorgeous trees.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........3BD/2BA, antique fireplaces & orig. hardwoods add world charm, formal L/R & D/R, corner lot.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........ Very nice 4 bedroom 3 full bath home w/hardwood in foyer, greatroom, dining & hall. Nice kitchen w/corian counter tops. Ceramic tile in kitchen, laundry, baths & sunroom. New carpet in bedrooms. Main master has triple trey ceiling & master bath w/whirlpool & double closets. Second master has it's own full bath. Other 2 bedrooms share a large full bath w/double sinks. Large sunroom has french doors to breakfast room & den & a door to the second master. Other special features include gas grill, Techshield radiant barrier in attic (reduces summer cooling costs by 20%), security system, new proffessional epoxy on garage floor, sprinkler system w/separate meter, & beautiful leaded front door.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Extraordinary Upgrades Give This Home Character - Porcelain Tile On Front & Covered Back Porch (perfect For Entertaining) - Ceramic Tile Foyer & Guest Bath - Lighted Arched Nitch/Alcove - Vaulted/Raised Ceilings - Recessed Lighting - Ceiling Fans- Gas Log Fireplace W/ Tile Surround - Kitchen Features Upgraded Black Appliances -& Wood Floors That Extend To Breakfast Room - Master Bath Features Whirlpool Garden Tub With Glass Block Window, Separate Shower & Double Sink Vanity - Privacy Wood Fence - Energy Efficient - Etc., Etc. Make This A Must See!

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Nice home featuring 3 bed, 2 baths. Spacious floor plan, screened in porch, wood privacy fence, in-ground pool, gazebo. Large family room w/formal dining room. Extra large kitchen w/breakfast area and separate office space. Situated on one of the largest lots in the neighborhood. Cul-de-sac. ***Pool needs new pool liner. Estimated repair - $3,000. Refrigerator negotiable. Storage building to remain.***

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Open floor plan, garage, covered patio.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Home like new. Owner never used oven or dishwasher and 2 bedrooms never used.

CONTACT AGENT TO ARRANGE YOUR PERSONAL OPEN HOUSE VIEWING CALL NOW!  CLICK ON HOUSE PICTURE TO VIEW e-VIRTUAL OPEN HOUSES.  THANK YOU FOR CHOOSING CENTURY 21 PATTY SNELL & ASSOCIATES........Great first home or investment, quiet subdivision. Rented for $600 a month.

The Best Investment!

On an average about 60% of a home owners financial wealth is their home.

As a fairly general rule, homes appreciate about five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

Five percent may not seem like that much at first. Stocks (at times) appreciate much more, and you could earn over six percent with the safest investment of all, treasury bonds.

But take a second look…

Presumably, if you bought a $200,000 house, you did not pay cash for the home. You got a mortgage, too. Suppose you put as much as twenty percent down – that would be an investment of $40,000.

At an appreciation rate of 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned $10,000 with an investment of $40,000. Your annual "return on investment" would be a whopping twenty-five percent.

Of course, you are making mortgage payments and paying property taxes, along with a couple of other costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

Your rate of return when buying a home is higher than most any other investment you could make.
If you are moving to a home for the first time, you are going to be very pleased with all the new space you have available. You may have to even buy more "stuff."

Income Tax Savings

Because of income tax deductions, the government is basically subsidizing your purchase of a home. All of the interest and property taxes you pay in a given year can be deducted from your gross income to reduce your taxable income.

For example, assume your initial loan balance is $150,000 with an interest rate of eight percent. During the first year you would pay $9969.27 in interest. If your first payment is January 1st, your taxable income would be almost $10,000 less – due to the IRS interest rate deduction.

Property taxes are deductible, too. Whatever property taxes you pay in a given year may also be deducted from your gross income, lowering your tax obligation.

Stable Monthly Housing Costs

When you rent a place to live, you can certainly expect your rent to increase each year – or even more often. If you get a fixed rate mortgage when you buy a home, you have the same monthly payment amount for thirty years. Even if you get an adjustable rate mortgage, your payment will stay within a certain range for the entire life of the mortgage – and interest rates aren’t as volatile now as they were in the late seventies and early eighties.

Imagine how much rent might be ten, fifteen, or even thirty years from now? Which makes more sense?

Forced Savings

Some people are just lousy at saving money, and a house is an automatic savings account. You accumulate savings in two ways. Every month, a portion of your payment goes toward the principal. Admittedly, in the early years of the mortgage, this is not much. Over time, however, it accelerates.
Second, your home appreciates. Average appreciation on a home is approximately five percent, though it will vary from year to year, and in some years may even depreciate.. Over time, history has shown that owning a home is one of the very best financial investments.

Freedom & Individualism

When you rent, you are normally limited on what you can do to improve your home. You have to get permission to make certain types of improvements. Nor does it make sense to spend thousand of dollars painting, putting in carpet, tile or window coverings when the main person who benefits is the landlord and not you.

Since your landlord wants to keep his expenses to a minimum, he or she will probably not be spending much to improve the place, either.
When you own a home, however, you can do pretty much whatever you want. You get the benefits of any improvements you make, plus you get to live in an environment you have created, not some faceless landlord.

More Space

Both indoors and outdoors, you will probably have more space if you own your own home. Even moving to a condominium from an apartment, you are likely to find you have much more room available – your own laundry and storage area, and bigger rooms. Apartment complexes are more interested in creating the maximum number of income-producing units than they are in creating space for each of the tenants.
If you are moving to a home for the first time, you are going to be very pleased with all the new space you have available. You may have to even buy more "stuff."