|

Real
Estate Information and Links
 |
 |
 |

|
|
|
Now only
$499,900 |
|
Find Your Dream Home |
|
. |
|
THE LEADER and MOST
POWERFUL NAME in REAL ESTATE where
Buyers & Sellers Receive
100% Satisfaction with Total Trust
and
Confidence! |
|
. |
|
Our Award Winning Website
is designed for buyers & sellers by providing
easy
navigation to concise real time quality information.
As you scroll down you will find pertinent
information & links that can answer your real estate
questions in helping you reach your buying and/or
selling decision. We make real estate simple
and provide you with our award winning Century21
buyers & sellers 100% satisfaction guarantee with
total trust and confidence from the world's most
respected & powerful name in real estate since
"1971". |
|
|
|
In the
following
(5)
FREE
PRINTABLE REPORTS,
you'll find the information you need to make a wise
buying decision. We'll take you through the
planning process step-by-step , to
help You determine which home is right for you.
You'll find a host of informative articles on
mortgages, viewing homes, the offer, closing details
and moving. |
|
It is
my job to help make the buying and selling processes
rewarding and trouble free. "Quality Service"
includes providing "Quality Information" that
can benefit you in your next move. (1)
House Hunters Check List
(2)
Buying Your First Home
(3)
The Right Home at the Right Price
(4)
Avoid Common Buyer Errors
(5)
But Do You Need It
|
|
|
|
Congratulations!
You have decided to purchase a home, or are thinking
about buying one. You'll be joining the ranks of
millions of families who realize that home
ownership offers a number of benefits including
building equity, saving for the future, and creating
an environment for your family. When you own your
own home, your hard-earned dollars contribute to
your mortgage. The equity you earn is yours. Over
time, your home will increase in value. Pre-approved
financing with
Century21 Mortage |
|
|
|
Are You
Ready
to place your home on the market? We advertise your listings more
consistently than all other
local real estate offices. Your listings
also go
Global with us!
Do you understand the process and details of selling
a home? Be as informed as possible so you can make
the absolute best business decisions. After all, the
sale of your home is a business decision! Let me
help you learn about this process.
View links below
for some helpful tips on selling your home or,
better yet, give me a call. I'd be happy to answer
any specific questions that you may have.
Why Buyers &
Sellers Choose Century21. |
|
|
|
Please
contact me
if you have any questions about buying
or selling a home in Tuscaloosa County or any city
in Alabama. |
|
Patty Snell, Owner/Broker @ 205 - 792 - 6858
or
Email me.
|
|
Isn't It
About
Time!
Time is Money and
Money is
Your Time!
We Maximize both for our
Buyers and Sellers!
What
our Associates say
about Century 21
Patty Snell & Associates Real Estate -
Click Here
Whether you're just getting started in Buying or Selling
Real Estate, or you're an experienced investor,
you've come to the right place
Welcome to the world's largest
real estate organization
The Century 21 story is one of
International success. Our strength is born out of people with an
unceasing dedication to customer quality service excellence. We
are designed to meet and exceed your expectations.
With access to
a global network, worldwide resources and a reputation as industry
leaders, you will be hard pressed to find a network able to match the
power of Century 21. After all, we are the largest real estate sales
organization in the world with over 8,000 offices across 45 countries.
No other real estate organization in Tuscaloosa, Northport, Birmingham,
and West Alabama can offer the global strength and reach of the Century
21 system.
However, bigger is not always better - that is why
Century 21 Patty Snell & Associates is not focused on becoming the
biggest, but "Simply the Best".
The Century 21 Patty Snell &
Associates System, in all of its operations, epitomizes not only
professional real estate knowledge, but a dedication to honesty,
integrity and responsiveness to every customer, buyer and seller whom we
have the privilege of serving.
With the objective of providing
the highest standards of real estate services our GOLD Standard Team of
Agents work together to combine expertise and have attained outstanding
results for their clients, buyers and sellers.
If you're looking to buy or sell an exclusive home, Century 21 Fine
Homes & Estates is the ideal place to start
Boasting a portfolio of impressive properties, Fine Homes & Estates
agents consistently exceed client service expectations and manage elite
property transactions with ease and grace - a result of their unwavering
focus on prestige homes.
Century 21 Patty Snell & Associates
offers the benefit of a global brand, the power of local market
knowledge and the very latest in technology.
We've got the expertise Century21 the Most Powerful and Recognized name in Real Estate
World Wide! Providing
Financing, and information on Buying, and Selling, with guidance and support before, during, and
after your Home Buying or Selling experience, our results and track record proves it!
Home Ownership and
Financing made easy . . .
more information
|
|
Global
Presence |
|
PATTY SNELL, ABR,
ABRM, CRS, GRI, VIP
Today, our world
is a global village. For home sellers, that means
that your next buyer could be anyone from around the
corner to around the world. And for those looking to buy
outside of their local area, the Internet is your key.
With more than 8,000 independently owned and operated
real estate offices and over 147,000 sales professionals
in 45 countries, Century 21 Real Estate LLC is part of
the largest real estate referral network in the world -
connecting potential buyers and sellers and real estate
professionals around the globe!
>
CENTURY 21 Certified
& Licensed Real Estate Professional Agents
>
Fine Homes & Estates Specialists
>
Commercial Properties Specialist
>
Rental Properties Specialist
>
Relocation Specialist Primary Broker
>
CENTURY 21®
International Properties System
> Home Financing
-
Century21
Mortgage. . .
more info
AWARD WINNING STATUS with CENTURION TEAM AWARDS - Master
Awards - Quality Service Awards - Multi Million Dollar
Statue, and in 2002 OFFICE CENTURION AWARD being the first
Century 21 in Tuscaloosa, to achieve OFFICE CENTURION.
|
|
Awards -
Highest achievable results awards presented by Century 21
Corporate for 100% Buyers and Sellers Satisfaction |
>
CENTURION®
OFFICE ....the most prestigious award for a Century 21
Office
>
CENTURION®
AGENTS
>
PRESIDENT'S AWARD
>
PINNACLE AWARD
"QUALITY SERVICE"
>
GOLD MEDALLION
OFFICE
|
Professional
Designations |
>
Accredited
Buyer Representative
>
Certified
Residential Specialist
>
Graduate,
REALTOR Institute
|
|
Special Service |
>
Fine Homes
& Estates
>
Residential Properties
>
Rental
Properties
>
Commercial
Investment Network
>
Cendant
Relocation Principle Office
>
CENTURY 21®
International Properties System
>
WorldWide
ERC
|
|
Recognition |
|
>
Century 21
- Centurion Office Award
>
3 Team
Awards - Centurion Teams
>
Masters
Club Awards
>
"Quality
Service" Award - Office & Agents
>
Production
Awards
>
We are of
Office of Multi-Million and Million Dollar Producers
>
We hold
CRS - GRI - ABR and VIP Relocation Status for our area.
>
We are the
PRINCIPLE BROKER of the largest RELOCATION NETWORK in the
world, 'CENDANT MOBILITY'.
>
Accredited
Buyer Representative
>
Certified
Residential Specialist
>
Accredited
Buyer Representative Manager
>
Commercial
Specialist
>
Certified
Property Manager
>
Certified
Relocation Specialist
>
Certified
Relocation Manager
>
Graduates
of Realtor Institute
>
Fine Homes
& Estates Specialists
>
Realtors
National - State - Local Association of Certified Realtors
>
Certified
Cendant Mobility Relocation
>
Relocation
Director & Specialists
>
VIP
Relocation Director
>
VIP Sales
Assoc.
|
|
|
| |
CENTURY 21 Patty Snell & Associates
Professional 21 AGENTS PLEDGE
is dedicated to making the process of buying your home as
easy as possible. Below you will find the 21 Agent pledge
points
offered in support of helping you.
.
click here to view the video
|
| |
|
|
1. |
Dedicate myself to making the process of buying your next
home as easy and as successful as possible.
|
|
2.
|
Respect you, your needs and be honest and forthright.
|
|
3. |
Hold
your best interests in the highest regard throughout the
process.
|
|
4. |
Value and respect your time, being as efficient and
effective as possible.
|
|
5. |
Understand your needs and respond quickly.
|
|
6. |
Consult with you to determine your particular real estate
wants and needs.
|
|
7. |
Use my base of experience, knowledge, tools and the most
up-to-date training to best serve you.
|
|
8. |
Explain each step of the process and act as a guide to help
you make most informed decisions.
|
|
9. |
Disclose material facts known about the property and respond
to questions concerning the property.
|
|
10. |
Help
determine your purchasing power, while explaining
alternative methods of purchasing and/or financing.
|
|
11. |
Provide
an action plan for locating the right property, at the right
price and terms, in an acceptable time frame.
|
|
12. |
To the best of my ability, continuously show you new
properties that fit your needs.
|
|
13. |
Provide a Customized Home Search Plan for
locating the right property for you, only
showing you properties that will best meet your
needs and in accordance with Fair Housing
regulations and ethical real estate practices.
|
|
14. |
Use the most comprehensive database of listings in the area,
to help you find the home that best meets your needs,
whether that be the Multiple Listing Service and/or other
methods.
|
|
15.
|
Provide the resources of Century21.com that
offers thousands of listings, allowing you to
easily review homes that are right for you,
access in-depth information on neighborhoods,
and additional information.
|
|
16. |
Use my
knowledge and expertise to promote the most valuable
purchase on your behalf. I will assist you in evaluating the
market value of properties that are of interest to you and
help you obtain the most advantageous price and terms.
|
|
17. |
Provide access to financing that meets your needs, at the
lowest possible rates available to you.
|
|
18. |
Advise
and assist you in completing your purchase agreement, and
present your offer with integrity in a light most favorable
to your needs.
|
|
19. |
Upon acceptance of an offer by you, pre-settlement (escrow)
activities throughout the closing process will be monitored
as permitted by law or local practice.
|
|
20. |
Offer to provide you with information regarding other
professionals (e.g. attorneys, accountants, inspectors,
contractors) that may assist you during and after your move.
|
|
21. |
Utilize the CENTURY 21 System of thousands of offices to
provide you with the name of an office in the area of your
new home, to assist you further.
more information ..
click here
|
| |
What
our Associates say
about
Century 21 Patty
Snell & Associates
>
"The management
here at
Century 21 Patty
Snell & Associates has
ensured that we have
kept on top of all
the technological
advances in the real
estate business. It
is very important to
be computer literate
in this field, and
our manager has
helped us step into
the technology arena
at its best! The
Century 21 Patty
Snell & Associates
International Sales
Network is one
of a kind and is
just another tool to
provide
International &
Global presence in
the Real Estate
Industry. The
excellent support
staff and
administration are
also a definite
benefit for our
clients. The front
desk staff at our
office do a
fantastic job on the
phones and are very
courteous when
making appointments.
This is so important
because the phones
are the life line of
an agent's
business."
>
"From the moment
I walked into the
office at Century 21
Patty Snell &
Associates, I
knew it was the
ideal brokerage for
me. Like many new
agents, I chose
CENTURY 21 because I
felt the franchise
brand name and the
reputation that
comes with it,
really gave me an
edge within the
marketplace. I felt
welcome from day one
and like part of the
family ever since.
The amount of
support that I was
promised was
substantial and the
amount of support
I've received has
been priceless.
>
"At
Century 21 Patty
Snell & Associates we have
the distinct
advantage of broker
Patty Snell's many
years of real estate
experience and
willingness to offer
wise advice. We are
provided with
excellent office
facilities and
mortgage services to
serve our clients
better. Having
access to the
largest referral
network in the world
is another key
success factor that
directly helps me
deliver the best
service possible to
my clients
>
"When I chose to
go into real estate,
I wanted to start my
career working with
a team...not
competing against
one. The next
important feature
was the training.
Here at
Century 21 Patty
Snell & Associates every
effort is made to
make sure you have
the sales tools to
launch your
career.....access to
the technology to
truly be an agent in
the 21st
century...plus
supportive
management. Agents
also tend to be very
co-operative here -
I have not heard of
that in competitive
offices. We interact
socially and
professionally which
makes for a great
place to work. It's
my pleasure to work
here."
>
"I chose
Century 21 Patty
Snell & Associates because I
was very impressed
with their concern
for a high standard
of business ethics....I
find it a
supportive, trusting
environment in which
to work. CENTURY 21
has an outstanding
training program.
This office is by
far the most
technologically
advanced office in
Tuscaloosa, offering
agents a customized
electronic listing
presentation that
has my sellers very
impressed and all
my competitors green
with envy! Choosing
Century 21 Patty
Snell & Associates
was the right
decision for me!"
>
"Here at
Century 21 Patty
Snell & Associates, we have
what no other office
has: a very
supportive manager
who provides
outstanding training
and customized
state-of-the-art
marketing. This
allows us to devote
100% of our energies
to our clients'
needs - selling and
buying homes. And
Century 21 Patty
Snell & Associates
's very high
business ethics
ensure that we are
an organization
trusted by all!"
>
"I have never
considered working
at any other real
estate company
mainly because the
Century 21 Patty
Snell & Associates
office environment
allows me to bounce
ideas off other
agents and give my
clients, not only my
opinion, but also
the opinions of
every agent in my
office. We feel like
a family here at the
office, which makes
it easier for us to
treat our clients
like family and give
them the best
service from all of
us."
>
"Having had a
successful, award
winning career with
another Tuscaloosa
Real Estate Office,
it only made sense
to expand my area of
expertise to work
with CENTURY 21
PATTY SNELL &
ASSOCIATES because
of their dedication,
professionalism, and
teamwork, which has
earned them a
ranking among the
top offices for
CENTURY 21 in the
United States every
year. Their
commitment to
providing
outstanding customer
service, their team
work, and an
incomparable
training program are
just a few of the
reasons why I am so
proud to be part of
Century 21 Patty
Snell & Associates
and continue to be a
part of the largest
real estate
organization in the
world."
>
"I can see that
teamwork, dedication
and professionalism
is what drives this
brokerage. This
evident in the fact
that they have
earned a top 21
ranking within the
CENTURY 21
organization. Their
commitment to
providing
outstanding customer
service, the way
that their
successful sales
people work as a
team, and a training
program that is
second to none in
the business, are
just a few of the
reasons why I am so
proud to be with
Century 21 Patty
Snell & Associates".
|
|
|
|

|
About Tuscaloosa & Northport
& Things to do |
|
|homes
|
schools
|
U
of
a
|
City
of
tuscaloosa
of
historic
tuscaloosa
|
City
of
northport | |
Download
your
"Alabama
Crimson Tide
Fight Song"
Ringtone
|
|
TUSCALOOSA
,
was awarded the
All
America
City
designation by the National Civic League on June
of 2002. Located in west central Alabama
on the Black Warrior River, it is the seat of Tuscaloosa
County and the fifth-largest city in Alabama
with a population of 83,052 (2006 U.S. Census
Bureau Estimate) Tuscaloosa is named after the
Choctaw chieftain Tuskalusa (which means
Black Warrior in that language), who battled and was
defeated by Hernando de Soto in 1540 in the Battle of
Mauvila. Best known as the home of The University of Alabama,
Tuscaloosa is also the center of industry, commerce,
healthcare, and education for the region commonly known
as West Alabama. Tuscaloosa attracted international
attention when Mercedes-Benz announced it would build
its first automotive assembly plant in North America in
Tuscaloosa County.
The University of Alabama,
remains the dominant economic and cultural engine
in the city.
Tuscaloosa and
Northport area as a recipient of the All
America City award here....
more information
City of Tuscaloosa.....
Historic Tuscaloosa.....Tuscaloosa
Convention and Visitor's Center.....Tuscaloosa
slide show. |
Home to the
University of Alabama
and the legendary
Alabama Crimson Tide football team,
Tuscaloosa is a bustling university town. But
it’s also a town with a lovely historic district
featuring the 1863 Antebellum gem, the
Jemison-Van de Graaff Mansion, in addition to
the Murphy African-American Museum, the
outstanding Mimosa Golf Course, Moundville
Archeological Park, the Children’s Hands-On
Museum of Tuscaloosa, the Paul W. Bryant Museum,
Lake Lurleen State Park, the Mercedes-Benz U.S.
International with its fascinating,
24,000-square foot visitor center, and much,
much more.
|
NORTHPORT
, was awarded the
All
America
City
designation by the National Civic League on June
of 2002. In
the days before Alabama became a state, the City
of Northport, which is located on the north side
of the Black Warrior River across from the City
of Tuscaloosa, was the site of a convenient ford
for those crossing the Alabama Territory. The
earliest account of white travelers using the
ford was in 1771. The river was navigable for a
portion of the year up to the Tuscaloosa Falls,
which was located at this point. According to W.
S. Persinger who wrote the "Early History of
Northport, Alabama", the City became a
settlement in 1813.
Northport area as a recipient of the All
America City award here....
more information
City of
Northport.....
Historic Northport.....Northport
Attraction pictures.
|
|
Things To Do
|
Visitors to Tuscaloosa can choose
from a variety of attractions including
several parks, galleries, museums,
historic sites, and recreational
facilities. Most of the city's museums
can be found downtown or on the
University campus. Some of the more
popular are: the Mercedes-Benz Visitor
Center & Museum, the Alabama Museum of
Natural History, the Children’s Hands-On
Museum of Tuscaloosa, the Westervelt-Warner
Museum of American Art, the
Battle-Friedman House & Gardens, the
Murphy African-American Museum, and the
Paul W. "Bear" Bryant Museum. Other area
musumes include the Jones Archaeological
Museum and the Moundville Archaeological
Park, both located in Moundville, about
15 miles south of Tuscaloosa. Performing
arts are presented by the Tuscaloosa
Symphony Orchestra, the String Quartet
Society of Tuscaloosa, the Tuscaloosa
Community Singers, the Tuscaloosa
Community Dancers, Dance Alabama!, the
Alabama Repertory Dance Theatre, and the
Tuscaloosa Children's Theatre.
Recreational sites in and near
Tuscaloosa include: Lake Tuscaloosa, a
source of the city's domestic and
industrial water also used for
recreational activities including
boating, swimming and fishing; Lake Lurleen State Park, named after
Alabama’s only female governor, Lurleen
Wallace, the wife of former Governor
George Wallace; and Oliver Lake. Annual
events in Tuscaloosa include Heritage
Week (held in late March or early April)
and the Sakura Festival (held every
March). Family fun can be had at the
Alabama Adventure Theme Park, located
only 35 minutes from Tuscaloosa.
Tuscaloosa is a hotbed of collegiate
sports, particularly University of
Alabama athletics. Every fall, the
nation's eyes focus on the University of
Alabama's Bryant-Denny Stadium, where 'Bama's
Crimson Tide football team plays its
games. The Tide has won 12 national
titles, tying the University of Notre
Dame for the most in college football
history. Alabama U also has the most
Southeastern Conference (SEC)
championships, the most bowl
appearances, and the most bowl wins of
any team in college football. The
University also fields
championship–caliber programs in men's
baseball, men's and women's basketball,
women's softball, and women's
gymnastics.

7 Reasons to Own
Your Home
1.
Tax
breaks.
The U.S. Tax Code lets you deduct the
interest you pay on your mortgage, your
property taxes, as well as some of the
costs involved in buying your home.
2.
Appreciation.
Real estate has long-term, stable growth
in value. While year-to-year
fluctuations are normal, median
existing-home sale prices have increased
on average 6.5 percent each year from
1972 through 2005, and increased 88.5
percent over the last 10 years,
according to the NATIONAL ASSOCIATION OF
REALTORS®. In addition, the number of
U.S. households is expected to rise 15
percent over the next decade, creating
continued high demand for housing.
3.
Equity.
Money paid
for rent is money that you’ll never see
again, but mortgage payments let you
build equity ownership interest in your
home.
4.
Savings.
Building equity in your home is a
ready-made savings plan. And when you
sell, you can generally take up to
$250,000 ($500,000 for a married couple)
as gain without owing any federal income
tax.
5.
Predictability.
Unlike rent, your fixed-mortgage
payments don’t rise over the years so
your housing costs may actually decline
as you own the home longer. However,
keep in mind that property taxes and
insurance costs will increase.
6.
Freedom.
The home is
yours. You can decorate any way you want
and benefit from your investment for as
long as you own the home.
7.
Stability.
Remaining in one neighborhood for
several years gives you a chance to
participate in community activities,
lets you and your family establish
lasting friendships, and offers your
children the benefit of educational
continuity.

What You Can Do to
Improve Your Credit
Credit
scores, along with your overall income
and debt, are big factors in determining
whether you’ll qualify for a loan and
what your loan terms will be. So, keep
your credit score high by doing the
following:
1.
Check for and correct any errors in your
credit report. Mistakes happen, and you
could be paying for someone else’s poor
financial management.
2.
Pay down credit card bills. If possible,
pay off the entire balance every month.
Transferring credit card debt from one
card to another could lower your score.
3.
Don’t charge your credit cards to the
maximum limit.
4.
Wait 12 months after credit difficulties
to apply for a mortgage. You’re
penalized less for problems after a
year.
5.
Don’t order items for your new home on
credit — such as appliances and
furniture — until after the loan is
approved. The amounts will add to your
debt.
6.
Don’t open new credit card accounts
before applying for a mortgage. Too much
available credit can lower your score.
7.
Shop for mortgage rates all at once. Too
many credit applications can lower your
score, but multiple inquiries from the
same type of lender are counted as one
inquiry if submitted over a short period
of time.
....
financing made easy.... click here
8.
Avoid finance companies. Even if you pay
the loan on time, the interest is high
and it will probably be considered a
sign of poor credit management.

|
Why You Should Work
With a CENTURY 21 "GOLD STANDARD" REALTOR®
|
 |
|
|
Not all
real estate practitioners are
REALTORS®. The term REALTOR®
is a registered trademark that
identifies a real estate
professional who is a member of
the NATIONAL ASSOCIATION of
REALTORS® and subscribes to its
strict Code of Ethics.
Here are nine reasons why it
pays to work with a State
Certified Licensed REALTOR®.
You can
rest assured that you will be working
with the best at Century 21 Patty Snell
& Associates! |
Working with the Century 21 Real Estate experts
It’s
the wealth of experience and our way of
dealing with clients that brings people
back to CENTURY 21. We’re simply the
experts in the art of real estate "Since
1971"
We know that for many people buying or
selling property can be a stressful and
confusing time. So we make it our
business to be available when you need
us. We offer advice, and help you
navigate the best path through the
process. We know the marketplace, the
buyers, sellers, and neighborhoods. We
offer state of the art sales tools and
technology. We put you in control of
your sale or purchase – and help you get
the best result.
Why I Chose CENTURY 21 Patty Snell &
Associates Real Estate
click here to view the video
1.
You’ll have an expert to guide you
through the process.
Buying or selling a home usually
requires disclosure forms, inspection
reports, mortgage documents, insurance
policies, deeds, and multi-page
settlement statements. A knowledgeable
expert will help you prepare the best
deal, and avoid delays or costly
mistakes.
2.
Get objective information and opinions.
REALTORS® can provide local community
information on utilities, zoning,
schools, and more. They’ll also be able
to provide objective information about
each property. A professional will be
able to help you answer these two
important questions: Will the property
provide the environment I want for a
home or investment? Second, will the
property have resale value when I am
ready to sell?
3.
Find the best property out there.
Sometimes the property you are seeking
is available but not actively advertised
in the market, and it will take some
investigation by your REALTOR® to find
all available properties.
4.
Benefit from their negotiating
experience.
| | |